Convert Koins to cash
Conversion happens on the Redeem page of your Kashback account: released Koins become Kash at a fixed 1:1 rate, and Kash can then be requested as a payout once your identity is verified. Here is the full walkthrough, including what to do if conversion is not yet available.
Before you startlink
A quick checklist so the conversion goes through first try:
- check_circleYou need at least 100 released Koins — Koins still in holdback are not convertible yet.
- check_circleEach conversion is capped at 50,000 Koins; larger balances take multiple conversions.
- check_circleCash redemption must be live for your account. If it is still unlocking, the Convert button reads "Unlocking soon" and your Koins keep full spend power in the meantime.
- check_circleIndia accounts see and enter amounts in Sikka (1 Sikka = ₹1); the platform converts to Koins behind the scenes.
Convert on the Redeem pagelink
The Redeem page shows three numbers up top — your Koins balance, your Kash balance, and your lifetime earned Koins — followed by the converter.
- 1Sign in to your Kashback account and open the Dashboard.
- 2Go to Redeem (the /redeem page).
- 3In the "Convert Koins → Kash" card, select Convert Now.
- 4Enter the amount to convert — the preview shows exactly how much Kash you will receive at 1:1. Use Max to fill in your full convertible balance (up to the 50,000 cap).
- 5Select Convert. Your Kash balance updates immediately and the Koins are deducted.
Request a payout of your Kashlink
Once you hold Kash, you can request a withdrawal. Payouts are identity-verified and manually reviewed — plan for review time, not an instant transfer.
- 1On the Redeem page, open "Withdraw Kash to Bank" and select Request Withdrawal (this takes you to the Kash page of your KashFlow account).
- 2Complete identity (KYC) verification if you have not already — withdrawal requests are only accepted after your verification is approved.
- 3Choose your payout method: bank transfer or UPI via our India payment partner, or PayPal globally.
- 4Submit the request — minimum 500 Kash, and one request per 72 hours.
- 5Wait for review. Approved requests are processed manually by the Kariant team; funds typically arrive within 1–3 business days (India) or 1–5 business days (PayPal) after processing.
Frequently asked questions
How fast does conversion happen?expand_more
Instantly. Once you confirm, Koins are deducted and Kash is credited in the same atomic operation at exactly 1:1. The slower, reviewed part of the journey is the payout of Kash, not the conversion.
Why is the minimum 100 Koins?expand_more
100 Koins ($100 equivalent) is the platform conversion floor, enforced on the server as well as in the interface. Below that, keep earning or spend your Koins directly — they have full spend power at any amount.
Can I convert Kash back into Koins?expand_more
No. Conversion is one-way — Kash is earmarked for payout. Only convert what you intend to withdraw and keep the rest as Koins for platform spending.
Is a withdrawal guaranteed once I request it?expand_more
A request is validated (verified KYC, sufficient Kash) and then queued for manual review. Requests that fail validation are rejected with a reason, and approved payouts are processed by the Kariant team — so treat withdrawal as a reviewed process, not an automatic transfer.