Earning Koins on the quiz
The quiz credits Koins automatically for real actions, and every credit shows up in your Kashflow account at quiz.skollar.club/koins/kashflow (if you do not have one yet, a "Default Billing Account" is created for you).
The earn ruleslink
- check_circleRefer a learner — the one way to earn on the quiz today. Every time someone who joins through your referral link completes a paid registration, you earn 50 Sikka (₹50) if you are in India, or 1 Koin ($1) anywhere else — for up to 10 successfully paid registrations per referrer; referrals beyond your first 10 do not earn Koins. Early Bird registrations counted the same as Standard ones do now. Your link is on the confirmation screen right after you register, in your registration confirmation email, and any time from your referral console at quiz.skollar.club/refer (your balance lives at quiz.skollar.club/koins). Referring yourself does not count. The full program terms — including the invite-by-email option and its limits — are published at quiz.skollar.club/referral-policy.
- check_circleEarly Bird fee refund — applied to Early Bird registrations only: made by 2 September 2026, 11:59 PM IST, and among the first 1,000 successful registrations in that format (the window was extended from its original 15 August close; the 16 August – 2 September phase charges the standard fee but keeps the full fee-back). Register in that window and the fee you pay comes back to you in full, at the same value, once your payment is confirmed (as Koins in your Kashflow account, shown as Sikka in India). Standard registrations, from 3 September 2026, do not include it.
Spending and withdrawinglink
Practice, analytics and certificates are all free — Koins are never charged for the core quiz features.
Your Kashflow account is your unified billing account across Skollar, Kariant and the other products and platforms Kariant operates. Everything you earn on the quiz sits in that one balance — shown as Sikka if you are in India, where 1 Sikka is worth ₹1, and as Koins elsewhere, where 1 Koin is worth $1 — and you can spend it straight away.
Kash is the part of your Koins or Sikka that can be redeemed to your bank as real money — and not every credit qualifies. Only your Early Bird fee refund and any cash prize you win can be withdrawn: the first is your own money coming back, the second is what you won. From 15 November 2026 (15 October 2026 for credits issued before the schedule moved to October), once bank withdrawals are open on Kariant, that portion is shown inside Kash as available and you can place a withdrawal request. Your Kashflow account page shows whether withdrawals are open yet.
Koins earned by referring a learner are spendable across Skollar and Kariant, and are not withdrawn to a bank.
You withdraw whatever is left of the withdrawable portion at that point — it is based on your usage. Spend part of it and you withdraw the remainder, not the original amount. Requests are reviewed and approved by our team, and how long the payment then takes to reach you depends on your bank and the payment route.
Telling us where to pay youlink
Your Kashflow account page at quiz.skollar.club/koins/kashflow has a "Where we should pay you" section. Fill it in whenever you like — you do not have to wait for withdrawals to open.
Which methods you can choose depends on the country you registered from: participants in India are paid by UPI or bank transfer, and participants everywhere else by PayPal. The page also reminds you which payment provider you actually paid your registration fee through, so you can recognise the transaction.
Nothing is filled in for you automatically. Where we can, we offer a suggestion you can accept with one tap — your Kariant sign-in address for the PayPal field, for example — but you can always type something different, and nothing is saved until you press Save.
There is a minimum payout. The smallest amount we can move to a bank is 100 Koins (100 Sikka in India), and a registration fee refund on its own is smaller than that. When that is the case the page says so plainly instead of offering a button that would fail — the money stays in your balance and spends normally until your withdrawable total reaches the minimum.
Frequently asked questions
Do referral rewards need the referred person to pay?expand_more
Yes — the reward (50 Sikka in India, 1 Koin elsewhere) credits only when the person you referred completes a confirmed paid registration, in any window including Early Bird. Referring yourself never credits.
Is there a limit on how many referrals earn Koins?expand_more
Yes — you earn on your first 10 successfully paid registrations. You can keep sharing your link after that, but referrals beyond 10 do not earn Koins.
What happens to my referral reward if the person I referred cancels?expand_more
It is reversed — and the same applies if their registration is refunded or lost to a payment dispute. A registration that ends that way no longer counts as a successful paid registration, so the Koins (shown as Sikka in India) you earned for that referral are deducted from your Kashflow account — and that referral stops counting toward your 10-referral limit.
Can I change my payout details after saving them?expand_more
Yes — use "Change" in the "Where we should pay you" section at any time. The details that apply are the ones saved when you place a withdrawal request.
Is the fee-back the same for everyone?expand_more
It is for Early Bird registrations only: made by 2 September 2026, 11:59 PM IST, and among the first 1,000 successful registrations in that format. Later registrations do not include it. When it does apply it is unconditional — you get it whether or not you compete, whether or not you win, and you keep it if you cancel.