Koins to Kash
Kashback earnings travel a clear pipeline: qualifying subscriptions earn Koins, released cashback Koins convert to Kash at a fixed 1:1 rate, and Kash can be requested as a payout through a manually reviewed queue. This page explains each stage and what unlocks the next one.
The pipeline at a glancelink
Three distinct balances are involved, and each transition has its own rules. Understanding the difference saves confusion later: Koins are spendable platform currency, Kash is the redemption balance, and a withdrawal is a reviewed payout — not an instant transfer.
- check_circleEarn — qualifying subscriptions through Kashback accrue cashback as Koins (1 Koin = $1). New earnings may sit in holdback before they are released to your wallet.
- check_circleConvert — released cashback Koins convert to Kash at exactly 1:1. Minimum 100 Koins, maximum 50,000 Koins per conversion.
- check_circleWithdraw — Kash can be requested as a payout through a manually reviewed queue, subject to the platform cash-out gate. The KashFlow page shows the current state for your account.
- check_circleOne class rule runs through all three stages: only cashback earned on qualifying subscriptions is convertible. Koins you bought, and bonus Koins from referrals or leaderboard awards, are spend-only — full spend power across Kariant, but they never convert to Kash.
Earning: subscriptions become Koinslink
When you subscribe through a Kashback listing, the subscription is tracked and reported back automatically. Each subscription starts as pending and is then confirmed — automatically once verified, or by Kariant review. Only confirmed subscriptions credit Koins.
Some listings confirm automatically but hold the Koins for a holdback period (protection against refunds and reversals). Held Koins are released to your wallet on a scheduled cycle once the holdback date passes, and you get a notification when they land. See Holdback & release for details.
Converting: Koins become Kashlink
Conversion happens on the KashFlow page, reached from the Koins page. The rate is fixed — 1 Koin = 1 Kash = $1, no fluctuation — and the Kash is credited as soon as the conversion completes. Each conversion must be at least 100 Koins and at most 50,000 Koins.
You can only convert your convertible balance, which is the cashback you earned on qualifying subscriptions. Koins you purchased are spend-only by design, and so are bonus Koins from referrals and leaderboard awards — those are a Kariant reward rather than cashback funded by a subscription. The KashFlow page shows the convertible (earned) figure separately from your total Koin balance.
Conversion is the moment your balance changes character: Koins are closed-loop spend power (AI capabilities, Boost, ads, and platform services), while Kash is real-money value earmarked for payout. Cash redemption is controlled by a platform-wide gate: while it is open, conversion runs immediately; while it is closed, the Convert button shows "Unlocking soon" and your Koins keep full spend power everywhere in the meantime.
One timing rule to know: Koins that arrived as KapEx spend-back credits become Kash-eligible on the 1st of their 3rd month after crediting. They are fully spendable immediately — only the Kash exit waits for the vesting date. Skollar fee-back credits work the same way, with their own unlock date.
Withdrawing: Kash becomes a payoutlink
Withdrawal is deliberately not a self-serve instant transfer — but it requires no identity (KYC) verification. When you request a payout, the request is validated — your Kash balance must cover the amount — and your Kariant payment track record is attached to the request automatically. Every request is then queued for manual review; an approved request is paid out by the Kariant team through the payout rail for your region.
The available rails are bank transfer or UPI via our India payment partner (typically 1–3 business days once processed) and PayPal globally (typically 1–5 business days once processed). The minimum withdrawal is 100 Kash.
- check_circleNo KYC or identity verification is required — your Kariant payment track record travels with each request instead.
- check_circleRequests are reviewed and processed manually — approval is not automatic, and brand-new accounts with no payment history on the platform receive extra scrutiny.
- check_circleMinimum 100 Kash per withdrawal. Below that the request is rejected with a reason and nothing is deducted.
- check_circlePayout details are required on the request — the team pays into exactly what you submit, so an incomplete or unusable destination is rejected rather than guessed at.
- check_circleWithdrawals sit behind the same platform-wide cash-out gate as conversion. While it is closed, no request enters the payout queue — your Kash and Koins balances are unaffected and your Koins keep full spend power.
India: the Sikka displaylink
For India audiences, balances display in Sikka (1 Sikka = ₹1), converted at the live rate with the Koin amount shown alongside. Sikka is purely a display label for the same single balance — there is no second wallet and no exchange step. When you convert, you enter the amount in Sikka and the platform handles the Koin math for you.
Frequently asked questions
Is the Koins-to-Kash rate ever different from 1:1?expand_more
No. 1 Koin always converts to 1 Kash ($1). For India audiences the amount is displayed in Sikka (1 Sikka = ₹1) at the live rate, but the underlying conversion is still 1 Koin = 1 Kash.
Why can't I convert right now?expand_more
There are five reasons a conversion is refused, and the message on screen tells you which one applies. (1) The platform-wide cash-out gate is closed, so the button shows "Unlocking soon" — your Koins keep full spend power meanwhile. (2) You asked for more than your convertible balance: only cashback earned on qualifying subscriptions converts, so purchased Koins and referral or leaderboard bonuses do not count toward it. (3) Part of your balance is recent KapEx spend-back credit that becomes Kash-eligible on the 1st of its 3rd month. (4) Part of it is Skollar fee-back credit still inside its unlock date. (5) A payment on your account is under review with the payment provider, which pauses conversion until it is resolved. For reasons 2 to 4, a smaller amount usually goes through.
Once I have Kash, can I withdraw it to my bank immediately?expand_more
Not immediately. Withdrawals require a minimum of 100 Kash — but no KYC or identity verification. Each request carries your Kariant payment track record and is reviewed and paid out manually by the Kariant team, so allow processing time after approval.
Do my Koins expire if I don't convert them?expand_more
No. Koins never expire while your account is active, and they remain fully spendable across the platform whether or not you ever convert them to Kash.