Koins to Kash
Kashback earnings travel a clear pipeline: qualifying purchases earn Koins, released Koins convert to Kash at a fixed 1:1 rate, and Kash becomes withdrawable once identity verification and the payout rail are in place. This page explains each stage and what unlocks the next one.
The pipeline at a glancelink
Three distinct balances are involved, and each transition has its own rules. Understanding the difference saves confusion later: Koins are spendable platform currency, Kash is withdrawable value, and a withdrawal is a reviewed payout — not an instant transfer.
- check_circleEarn — qualifying purchases through Kashback accrue cashback as Koins (1 Koin = $1). New earnings may sit in holdback before they are released to your wallet.
- check_circleConvert — released Koins convert to Kash at exactly 1:1. Minimum 100 Koins, maximum 50,000 Koins per conversion.
- check_circleWithdraw — Kash can be paid out to your bank, UPI, or PayPal after identity verification, through a manually reviewed payout queue.
Earning: purchases become Koinslink
When you buy through a Kashback listing, the purchase is tracked and reported back by the partner network. Each conversion starts as pending and is then confirmed — either automatically when the network verifies it, or by Kariant review. Only confirmed conversions credit Koins.
Some listings confirm automatically but hold the Koins for a holdback period (protection against refunds and reversals). Held Koins are released to your wallet on a scheduled cycle once the holdback date passes, and you get a notification when they land. See Holdback & release for details.
Converting: Koins become Kashlink
Conversion happens on the Redeem page of your Kashback account. The rate is fixed — 1 Koin = 1 Kash = $1, no fluctuation — and the Kash is credited as soon as the conversion completes. Each conversion must be at least 100 Koins and at most 50,000 Koins.
Conversion is the moment your balance changes character: Koins are closed-loop spend power (AI capabilities, Boost, ads, and platform services), while Kash is real-money value earmarked for payout. Cash redemption is rolling out region by region; until the payout rail for your account is live, the Convert button shows "Unlocking soon" and your Koins keep full spend power everywhere in the meantime.
One timing rule to know: Koins that arrived as KapEx spend-back credits become Kash-eligible on the 1st of their 3rd month after crediting. They are fully spendable immediately — only the Kash exit waits for the vesting date.
Withdrawing: Kash becomes a payoutlink
Withdrawal is deliberately not a self-serve instant transfer. When you request a payout, the request is validated server-side — your identity verification (KYC) must be approved and your Kash balance must cover the amount — and then queued for review. An approved request is paid out manually by the Kariant team through the payout rail for your region.
The available rails are bank transfer or UPI via our India payment partner (typically 1–3 business days once processed) and PayPal globally (typically 1–5 business days once processed). The minimum withdrawal is 500 Kash, with a 72-hour cooldown between requests.
- check_circleKYC verification is required before any withdrawal request is accepted.
- check_circleRequests are reviewed and processed manually — approval is not automatic.
- check_circleMinimum 500 Kash per withdrawal; 72-hour cooldown between requests.
- check_circleIf the payout rail is not yet live for your account, requests are held until it is — your Kash and Koins balances are unaffected.
India: the Sikka displaylink
For India audiences, balances display in Sikka (1 Sikka = ₹1), converted at the live rate with the Koin amount shown alongside. Sikka is purely a display label for the same single balance — there is no second wallet and no exchange step. When you convert, you enter the amount in Sikka and the platform handles the Koin math for you.
Frequently asked questions
Is the Koins-to-Kash rate ever different from 1:1?expand_more
No. 1 Koin always converts to 1 Kash ($1). For India audiences the amount is displayed in Sikka (1 Sikka = ₹1) at the live rate, but the underlying conversion is still 1 Koin = 1 Kash.
Why can't I convert right now?expand_more
The two usual reasons: cash redemption has not yet unlocked for your account (the button shows "Unlocking soon" — your Koins keep full spend power meanwhile), or part of your balance is recent KapEx spend-back credit that becomes Kash-eligible on the 1st of its 3rd month. In the second case, try a smaller amount.
Once I have Kash, can I withdraw it to my bank immediately?expand_more
Not immediately. Withdrawals require approved KYC verification, a minimum of 500 Kash, and a 72-hour gap between requests. Each request is reviewed and paid out manually by the Kariant team, so allow processing time after approval.
Do my Koins expire if I don't convert them?expand_more
No. Koins never expire while your account is active, and they remain fully spendable across the platform whether or not you ever convert them to Kash.